Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information. This advice is, or may be, based on incomplete or inaccurate information relating to your relevant personal circumstances. We have not been able to undertake a needs analysis for you to the preferred extent because you have chosen not to provide all of the personal information requested. This lack of complete personal information limits our ability to provide recommendations that are entirely appropriate to your overall objectives, financial situation or individual needs. Because of this, before acting on this advice, you should consider the appropriateness of the advice, having regard to your overall personal circumstances.

FYG Planners Pty Ltd ABN 55 094 972 540, an Australian Financial Services Licensee No. 224543, Registered office at Level 2, 39-41 Alexander Street, Burnie 7320.